Offer Letter Analyser

An offer letter is a legally binding document. Most Indian professionals sign it within 24 hours without reading it carefully — and discover months or years later that hidden clauses cost them money or career freedom. The most expensive mistake is accepting a CTC that includes items you'll never see as monthly cash.

The most common red flags: Variable pay linked to company performance rather than your individual targets (a 20% variable can become 0% in a bad year). Non-compete clauses over 6 months (rarely enforceable in India, but can create friction). Clawback clauses on joining bonuses requiring you to repay if you leave within 12–24 months. ESOP vesting cliffs over 12 months. Gratuity and employer PF explicitly included in the CTC number — these are not monthly cash and should be mentally subtracted when comparing offers.

What to verify before signing: Ask for the full CTC breakup in writing. Calculate your actual monthly in-hand using our CTC Calculator. Check whether performance variable is a company-level or individual target. Ask HR to clarify the notice period buyout policy — basic or gross salary basis, and whether the new employer will cover it.

This analyser processes your offer letter text entirely in your browser. No document is uploaded to any server.