Plain-English explanations of how Indian salaries, deductions, and taxes work. No jargon. Updated for FY2024-25.
Every component explained — basic, HRA, special allowance, PF, TDS. With a real example and 5 red flags to check.
Why ₹12 LPA CTC gives you only ₹78,000/month. The complete gap explained with employer PF, gratuity and TDS.
Why your PF is capped at ₹1,800/month even when basic is ₹50,000. The wage ceiling rule, employer contribution split, and 5 red flags to check.
Step-by-step HRA exemption formula for metro and non-metro cities. What documents to submit to HR and by when. Old vs new regime decision guide.
Word-for-word scripts for new offers, appraisals and counter-offers. How to anchor, use competing offers, and what to do when CTC won't move.
See exactly how much you take home at every salary level.