Salary Hike Calculator
See what your hike really adds to your monthly in-hand pay. FY2026-27. Private, instant.
Salary structure
Tax regime
Enter your CTC and hike
Your real in-hand increase appears instantly.
How a Salary Hike Is Calculated
The headline number is simple: new CTC = current CTC × (1 + hike % ÷ 100). A 10% hike on ₹12 lakh makes ₹13.2 lakh. That figure says what your employer will spend, not what reaches your bank account.
This calculator works out your full salary twice, once at the old CTC and once at the new one, using the same steps as our CTC to in-hand calculator. It removes employer PF and any gratuity from CTC, then deducts employee PF, income tax for FY2026-27 and professional tax. The gap between the two results is your real raise.
Your in-hand percentage can differ from your hike in either direction. It is often lower because extra income is taxed at your highest slab. It can be higher when PF is already capped at ₹3,000 a month and you remain under the 87A rebate, because PF then takes nothing from the raise.
The "after inflation" figure compares your in-hand increase with the inflation rate you enter. If your in-hand pay grows 8% and your costs grow 5%, you can buy roughly 2.9% more than last year. If you want to see how a raise compares with cost-of-living changes in more depth, read whether your appraisal hike is real.
Hike Examples (New Regime, FY2026-27)
| CTC change | In-hand before | In-hand after | Extra / month | In-hand rise |
|---|---|---|---|---|
| ₹6 LPA → ₹6.6 LPA (10%) | ₹43,800 | ₹48,800 | +₹5,000 | 11.4% |
| ₹10 LPA → ₹11 LPA (10%) | ₹77,133 | ₹85,467 | +₹8,334 | 10.8% |
| ₹12 LPA → ₹13.8 LPA (15%) | ₹93,800 | ₹1,02,820 | +₹9,020 | 9.6% |
| ₹15 LPA → ₹16.5 LPA (10%) | ₹1,11,143 | ₹1,21,693 | +₹10,550 | 9.5% |
| ₹25 LPA → ₹27.5 LPA (10%) | ₹1,76,371 | ₹1,90,753 | +₹14,382 | 8.2% |
Assumes 50% basic, employer PF in CTC capped at the ₹25,000 ceiling, no gratuity in CTC, and ₹200 professional tax. Your structure may differ. Enter it above for your own figure.