PF on a ₹15,000 salary
Monthly EPF deduction, the employer's share, and what it grows to. Updated 2026-11-10, ₹25,000 wage ceiling, 8.25% interest.
| Basic salary | You pay | Employer → EPF | Employer → EPS | Into EPF / month |
|---|---|---|---|---|
| 40% of salary (₹6,000) | ₹720 | ₹220 | ₹500 | ₹940 |
| 50% of salary (₹7,500) | ₹900 | ₹275 | ₹625 | ₹1,175 |
| Whole salary is basic (₹15,000) | ₹1,800 | ₹550 | ₹1,250 | ₹2,350 |
PF on basic up to ₹25,000, the statutory ceiling since 17 September 2026.
Basic starting at ₹7,500, rising 5% a year, 8.25% interest, starting from zero.
Calculate with your own age and balance →How the ₹900 is worked out
PF is 12% of your basic salary plus DA, not your whole salary. Employers often set basic at 40–50% of salary, so on ₹15,000 your basic is likely ₹6,000–₹7,500. At 50%, 12% of ₹7,500 is ₹900.
Your employer also pays 12%, but 8.33% of basic (up to ₹25,000) goes to the Employees' Pension Scheme: ₹625 here. That builds a pension, not your EPF balance. The remaining ₹275 goes to EPF, so ₹1,175 a month is added to your account.
Other salaries: ₹20,000 · ₹25,000 · ₹30,000 · ₹35,000 · ₹40,000 · ₹50,000 · ₹75,000 · ₹1 lakh